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Mark and Joni Coulter, The Coulter Team Team
Welcome > Agent Info > Mark and Joni Coulter, The Coulter Team Team ...

Our Team Is On YOUR Side! 

The Coulter Team
"The Coulter Team" Dave, Crissy, Joni & Mark

As top real estate agents, we do not work alone! We have a whole team of people working in your best interests. Meet our team. 

Jason
Jason Coulter

Jason
A native and life-long resident of Florida, I posses a knowledge of this town’s real estate market that is unmatched. After high school I graduated from the University of South Florida in 2002 with a BA degree in Criminology. I worked as an insurance adjuster for 3 years and worked for a title company in 2005. November 2005 I changed directions and decided to pursue my career in the mortgage business where I gained a wealth of knowledge and decided to leap into the Real Estate business. July 2010 I achieved my Real Estate License and joined the Coulter Team. Married with one son, I love the outdoors, sports and spending time with my family. I love meeting and working with new people and my best advertisement comes from satisfied clients. A truly honest, hardworking, committed, and optimistic person, I have stepped into the world of real estate hoping to fill the dreams of homeownership for others. I am a firm believer that all things are possible. Dreams really do come true. I would like to help you make your dreams come true.
 


The Coulter Team
Crissy Hollingsworth

Crissy
Crissy moved to Celebration in 2001, she is married, has 2 children and can’t think of a better place to raise her family. She knows all the neighborhoods inside-out, and can help you select the best one for your family's needs, whether it be in Celebration or any of the surrounding beautiful towns in central Florida. Crissy can put her insider knowledge to work to find a special property in your neighborhood of choice, she realizes everyone has different needs and wants. 

Crissy started her real estate career working with investors, looking to purchase in short term resort communities throughout central Florida, her experience can help you with those needs as well. 

Why choose Crissy as your real estate agent? For one thing, she really listens to you and will work tirelessly on your behalf, to find what is BEST for YOU, as a buyer or a seller. 


 

 

The Coulter Team
Dave Kaszubinski

Dave
In 1996, my wife Mary Jo and I moved from Ohio, the only place I’d ever called home, to begin the second phase of our lives. We quickly settled into our new community of Celebration. Mary Jo returned to the classroom after having spent 31 years as a teacher in Ohio, and I entered the field of Real Estate for the second time. Having been in the business during the late 70’s and early 80’s, I realized being a highly educated Realtor was very important. I have since achieved my GRI (Graduate of the Realtor Institute), CRS (Certified Residential Specialist), and the Century 21 Fine Home and Estates designation. I look forward to helping many of you begin your second life in a great community like Celebration. 

 


 

The Coulter Team
Mark Zickefoose

Mark Z
I grew up in South Florida where I attended the University of Miami, graduating in 1979 with a Bachelor of Arts degree in Marketing. I moved to Orlando in 1981 and quickly fell in love with the small town atmosphere that was and still is so prevalent. Since moving to Orlando I have been involved with the Habitat for Humanity, Meals on Wheels, the YMCA, and I am a member of Holy Family Catholic Church in the Dr. Phillips area.
Education has always been important to me, I was granted an MBA degree in 2008 from the University of Phoenix. I believe that you can never stop learning in either your personal or your professional lives. I will treat your real estate needs as if they were my own and look forward to working with you.
 


The Coulter Team
Donna Ashton

Donna
I am a lifelong resident of Florida, born and raised on the east coast. I love living in Florida and enjoy the rich beauty and variety of activities our area has to offer. It is a great place to live. Its roots are small town but it is growing to become a great metropolitan area. For the last six years I have called Central Florida my home away from home. Among the many choices the area has to offer is where and what type of home accommodates your work, leisure and family life style. It is my desire to help find a home that meets all of your needs. I look forward to having the opportunity of working with you to optimize your home buying experience.
 


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School Reports in Celebration, Kissimmee and Orlando, Florida
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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What famous hotel did John Wayne, Lee Marvin & Elvis Presley stay at while filming on Kauai?

A 
The Coco Palms
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Mark and Joni Coulter, The Coulter Team, REALTOR®, real estate agent and broker for Celebration, Kissimmee and Orlando, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark and Joni Coulter
Century 21 Premium Properties

720 Celebration Ave., Suite 100
Celebration, FL 34747
Mark's Cell: 407-460-5876
Joni's Cell: 407-222-3966
Fax: 888-741-0940
jonicoulter@NUMBER1EXPERT.com

We personally take you from contract to closing keeping you informed every step of the way.

Equal Housing MLS REALTOR


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